Deposit Schemes




The National Co-operative Bank Ltd Mumbai Our Attractive Deposit Scheme Samruddhi Deposit Scheme (SMRD) W.E.F 01.07.2023

Period of Deposit Minimum-12 Months to 120 Months
Amount of Deposit Any Amount minimum Rs.500/-
Rate of Interest 12 Months to 24 months – 7.50% P.A
25 Months to 36 months – 7.50% P.A
37 Months to 120 months – 06.50% P.A
Additional Interest Rate

0.50% for Senior citizen amp;

Quarterly compound Interest
Fixed Deposit Monthly Interest Scheme.

Period of Deposit Minimum-12 Months to 120 Months
Amount of Deposit Any Amount minimum Rs.500/-
Rate of Interest 12 Months to 24 months – 7.50% P.A
25 Months to 36 months – 7.50% P.A
37 Months to 120 months – 06.50% P.A
Additional Interest Rate

0.50% for Senior citizen amp;

Quarterly compound Interest

Monthly Interest will credited in Your Saving Account or Interest Payment through Pay Order
Fixed Deposit Quarterly Interest Scheme.

Period of Deposit Minimum-12 Months to 120 Months
Amount of Deposit Any Amount minimum Rs.500/-
Rate of Interest 12 Months to 24 months – 7.50% P.A
25 Months to 36 months – 7.50% P.A
37 Months to 120 months – 06.50% P.A
Additional Interest Rate

0.50% for Senior citizen &

Quarterly Interest will credited in Your Saving Account or Interest Payment through Pay Order
Recurring Deposit Scheme.

Period of Deposit Minimum-12 Months to 120 Months
Amount of Deposit Any Amount minimum Rs.500/-
Rate of Interest 12 Months to 24 months – 7.50% P.A
25 Months to 36 months – 7.50% P.A
37 Months to 120 months – 6.50% P.A
Additional Interest Rate

0.50% for Senior citizen;

Quarterly compound Interest
Short Term Deposit Scheme.

Period of Deposit Minimum-15 Days to Less Than One Year
Amount of Deposit Any Amount minimum Rs.500/-
Rate of Interest

7 Days to 14 Days - 4.50% P.A
15 Days to 45 Days - 5.50% P.A
46 Days to 90 Days - 6.00% P.A
91 Days to 180 Days - 6.50% P.A
181 Days to Less than 1 Year 7.00% P.A

Quarterly compound Interest
AMRUT MAHOTSAV + Deposit Scheme min. amt Rs 5000/- & above for 375 days @8.60% p.a. (Simple Interest) (additional 0.50% for Sr. Citizen).


National Co-operative Bank